About this lot
A standard 80-by-125-foot homesite on Morningside Dr in Sun N Lakes Estates, with a county-maintained road out front and property taxes of only about $146 a year. The lot is flat and wooded, sits in flood zone X at roughly 80–87 feet of elevation, and has no HOA. It will need a private well and septic system.
- 0.23 acre, 80 × 125 ft
- County-maintained road
- About $146 a year in property taxes
- Owner financing: $749 down, $349/month
Lot details
- Size
- 0.23 acre (80 × 125 ft)
- Parcel ID (APN)
- 22-37-30-191-1840-0330
- Subdivision
- Sun N Lakes Estates
- Location
- Lake Placid, Highlands County, FL 33852
- Zoning
- R-1 (single-family residential)
- Flood zone
- X (minimal flood hazard)
- Elevation
- About 85 ft
- Terrain
- Flat and wooded
- Road access
- Morningside Dr — dirt road, county maintained
- Water
- Private well or cistern needed
- Sewer
- Septic system needed
- Electric
- Duke Energy service area
- HOA
- None
- Annual property taxes
- $146
Not for full-time RV or camper living. Temporary occupancy during home construction may be possible by permit. Confirm the home types allowed with Highlands County before you buy.
Price and owner financing
Pay cash
$16,500
Plus a one-time $249 document fee. Deed recorded in your name at closing.
Total: $16,749
Owner financing
$349/month
$749 down, then 60 monthly payments, plus the $249 document fee. No credit check and no prepayment penalty.
Total paid: $21,938
Financing costs $5,189 more than paying cash over the full term — that's the price of a small down payment and no bank. There's no prepayment penalty, so you can pay it off early and get your deed sooner. See how owner financing works and compare before you choose.
Open the location in Google Maps · GPS 27.255663, -81.303869
What's nearby
- Lake Grassy and Lake Placid — a few minutes' drive
- Downtown Lake Placid
- US-27 toward Sebring and Avon Park
- Highlands Hammock State Park, north of Sebring
Before you buy
Confirm what you plan to build with Highlands County, price the well and septic with local contractors, and visit the lot or have someone you trust walk it. Our land buying guide has the full checklist, and the well & septic primer covers what a lot without city utilities needs.
Details last checked October 21, 2026 and may change. Verify zoning, flood zone, access and title independently before you buy.