About this lot
A wooded quarter-acre lot further along Morningside Dr in Sun N Lakes Estates of Lake Placid. It's zoned for a single-family home, lies in flood zone X, and has no HOA, though lots here may carry a Sun 'N Lakes Recreation District assessment on the tax bill. Lake June in Winter and Lake Grassy are both a short drive away.
- 0.23 acre in Sun N Lakes Estates
- Flood zone X, about 80 ft elevation
- R-1 single-family zoning, no HOA
- Owner financing: $749 down, $349/month
Lot details
- Size
- 0.23 acre
- Parcel ID (APN)
- 22-37-30-191-1960-0630
- Subdivision
- Sun N Lakes Estates
- Location
- Lake Placid, Highlands County, FL 33852
- Zoning
- R-1 (single-family residential)
- Flood zone
- X (minimal flood hazard)
- Elevation
- About 80 ft
- Terrain
- Flat and wooded
- Road access
- Morningside Dr — ask us about road maintenance
- Water
- Private well or cistern needed
- Sewer
- Septic system needed
- Electric
- Ask us — we're confirming the provider
- HOA
- None (a Sun 'N Lakes Recreation District assessment may apply — ask us)
- Annual property taxes
- Ask us
Not for full-time RV or camper living. Temporary occupancy during home construction may be possible by permit. Confirm the home types allowed with Highlands County before you buy.
Price and owner financing
Pay cash
$16,500
Plus a one-time $249 document fee. Deed recorded in your name at closing.
Total: $16,749
Owner financing
$349/month
$749 down, then 60 monthly payments, plus the $249 document fee. No credit check and no prepayment penalty.
Total paid: $21,938
Financing costs $5,189 more than paying cash over the full term — that's the price of a small down payment and no bank. There's no prepayment penalty, so you can pay it off early and get your deed sooner. See how owner financing works and compare before you choose.
Open the location in Google Maps · GPS 27.261317, -81.308071
What's nearby
- Lake June in Winter and Lake Grassy
- Downtown Lake Placid
- US-27 toward Sebring and Avon Park
- Highlands Hammock State Park, north of Sebring
Before you buy
Confirm what you plan to build with Highlands County, price the well and septic with local contractors, and visit the lot or have someone you trust walk it. Our land buying guide has the full checklist, and the well & septic primer covers what a lot without city utilities needs.
Details last checked October 21, 2026 and may change. Verify zoning, flood zone, access and title independently before you buy.